Our investment team provides personalized service for all of our clients including goal and strategy development tailored to your needs.

Stephen R. Robshaw President 38 years of professional investment experience. Founder and principal of Robshaw & Julian Associates, Inc. Vice President and Officer in Charge of the Investment Function at M&T Bank. Security Analyst with H. C. Wainwright & Co. M.B.A. - SUNY at Buffalo. B.A. - College of the Holy Cross. Member of the CFA Society of Buffalo and the CFA Institute.

srobshaw@robshawjulian.com

James P. Julian Executive Vice President 38 years of professional investment experience. Principal of Robshaw & Julian Associates, Inc. Chief Investment Officer for Western Region of Key Trust. M.A. - Economics SUNY at Buffalo. B.A. - University of Notre Dame. Member of the Toronto CFA Society and the CFA Institute. Past President of the Financial Planning Counselors of Western New York.

jjulian@robshawjulian.com

Diane A. Bishop, CFA Director of Research 24 years of professional investment experience. Chartered Financial Analyst. Vice President and Analyst of domestic and foreign securities at Niagara Share Corporation. Senior Equity Analyst at State of Wisconsin Investment Board. B.A. - University of Toronto. Director of the CFA Society of Buffalo. Member of the CFA Institute and the Financial Planning Counselors of Western New York

dbishop@robshawjulian.com

Ronald M. Roche, CFA Vice President 24 years of professional investment experience. Chartered Financial Analyst. Chief Operating Officer and Portfolio Manager at Niagara Investment Advisors. Vice President and Officer in Charge of the Trust Investment Center at Marine Midland Bank. M.A. - SUNY at Buffalo. B.A. - SUNY at Plattsburg. Director of the Financial Planning Counselors of Western New York. Member of the CFA Society of Buffalo and the CFA Institute.

rroche@robshawjulian.com